Terms of Service
These Terms of Service ("Terms") govern your use of the website bendigohomeloanbroker.com.au (the "Site") and the lead introduction service provided by Bendigo Home Loan Broker ("we", "us", "our"). By using the Site or submitting an enquiry, you agree to these Terms.
1. About our service
Bendigo Home Loan Broker is a lead introduction service. We connect prospective borrowers with a network of licensed finance professionals servicing Bendigo and Central Victoria. We are not a lender, and we do not provide credit advice, credit assistance or credit services.
2. General information only
Important. This website provides general information only and does not constitute financial advice. Bendigo Home Loan Broker connects borrowers with our network of licensed finance professionals.
Content on the Site is for general educational purposes. It does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider its appropriateness to your circumstances and seek advice from a qualified professional.
3. Network partners
When you submit an enquiry, we may refer you to one or more independent finance professionals in our network. All network partners hold appropriate Australian credit licences or operate as authorised credit representatives. Each network partner is responsible for its own advice, recommendations and conduct. We are not a party to any engagement, loan or agreement that may result from an introduction.
4. Accuracy of information
We take reasonable care to ensure information on the Site is accurate at the time of publication. However, interest rates, lender policies, government grants and regulatory settings change frequently. You should verify current information with a licensed broker or the relevant authority before making any decision.
5. Your responsibilities
By using the Site, you agree that you will:
- Provide accurate and complete information in any enquiry you submit
- Use the Site only for lawful purposes
- Not attempt to interfere with, disrupt or compromise the Site or its security
- Not use automated systems to scrape, harvest or copy content
6. Intellectual property
All content on the Site, including text, graphics, logos, images and code, is owned by Bendigo Home Loan Broker or used with permission, and is protected by Australian and international copyright laws. You may view and print content for personal, non commercial use only. Any other use requires our prior written consent.
7. Third party links
The Site may contain links to third party websites for convenience. We do not endorse and are not responsible for the content, practices or privacy policies of linked sites. Accessing third party sites is at your own risk.
8. Limitation of liability
To the maximum extent permitted by law:
- The Site and its content are provided on an "as is" basis without warranties of any kind, whether express or implied
- We do not warrant that the Site will be uninterrupted, error free, or free of viruses or other harmful components
- We are not liable for any indirect, incidental, consequential or special loss or damage arising from your use of the Site or reliance on its content
- Our total liability to you for any claim is limited, at our option, to resupplying the relevant service or refunding any fees paid to us (noting that our lead introduction service is provided at no cost to you)
Nothing in these Terms excludes, restricts or modifies any consumer guarantee, right or remedy under the Australian Consumer Law that cannot lawfully be excluded.
9. Indemnity
You agree to indemnify and hold harmless Bendigo Home Loan Broker and its officers, employees and network partners from any claim, loss or damage arising from your breach of these Terms or your misuse of the Site.
10. Privacy
Our collection and handling of personal information is governed by our Privacy Policy, which forms part of these Terms.
11. Governing law
These Terms are governed by the laws of Victoria, Australia. You submit to the non exclusive jurisdiction of the courts of Victoria in respect of any dispute arising from the Site or these Terms.
12. Changes to these terms
We may update these Terms from time to time. The "Last updated" date reflects the most recent revision. Continued use of the Site after changes take effect constitutes acceptance of the revised Terms.
13. Contact
For questions about these Terms, contact:
Bendigo Home Loan Broker
Email: enquiry@bendigohomeloanbroker.com.au
Website: bendigohomeloanbroker.com.au